| Rates as of Thursday, August 28, 2008 |
(Interest Rates Subject to Change Without Notice)
By clicking apply you are requesting a pre-approval.
If you're considering purchasing a home, pre-approval is an important step and may help you increase your bargaining power with the seller, since it's like having "cash-in-hand." In order to process your request, we will need general answers about the kind of home you are looking for today.
If your request is approved, we'll prepare a pre-approval letter for you. You can share the pre-approval letter with real estate brokers or sellers to show that you're pre-approved and ready to buy. One of our mortgage specialists will contact you to discuss your needs and help you select the mortgage that suits both your budget and lifestyle.
|
| Product Description |
Points |
Interest Rate |
APR |
Payment per $1,000 |
Apply |
| Fixed Conforming |
| 30 Year Fixed |
0.000 |
6.375% |
6.460% |
$6.24 |
|
| 20 Year Fixed |
0.000 |
6.125% |
6.234% |
$7.24 |
|
| 15 Year Fixed |
0.000 |
5.875% |
6.010% |
$8.37 |
|
| 10 Year Fixed |
0.000 |
5.750% |
5.939% |
$10.98 |
|
| Bi-Weekly Conforming |
| 30 Year Fixed |
0.000 |
6.250% |
6.346% |
$6.16 |
|
| 20 Year Fixed |
0.000 |
6.000% |
6.121% |
$7.16 |
|
| 15 Year Fixed |
0.000 |
5.750% |
5.898% |
$8.30 |
|
| 10 Year Fixed |
0.000 |
5.625% |
5.832% |
$10.91 |
|
| Fixed Non Conforming up to $1 Million |
| 30 Year Fixed |
0.000 |
7.375% |
7.460% |
$6.91 |
|
| 20 Year Fixed |
0.000 |
7.125% |
7.234% |
$7.83 |
|
| 15 Year Fixed |
0.000 |
6.875% |
7.010% |
$8.92 |
|
| 10 Year Fixed |
0.000 |
6.750% |
6.939% |
$11.48 |
|
| Bi-Weekly Fixed Non Conforming up to $1 Million |
| 30 Year Fixed |
0.000 |
7.250% |
7.346% |
$6.82 |
|
| 20 Year Fixed |
0.000 |
7.000% |
7.121% |
$7.75 |
|
| 15 Year Fixed |
0.000 |
6.750% |
6.898% |
$8.85 |
|
| 10 Year Fixed |
0.000 |
6.625% |
6.832% |
$11.42 |
|
| Adjustable Rate Conforming Loan |
| 1/1 Adjustable Rate Mortgage |
0.000 |
4.500% |
4.789% |
$5.07 |
|
| 3/1 Adjustable Rate Mortgage |
0.000 |
5.240% |
5.303% |
$5.52 |
|
| 5/1 Adjustable Rate Mortgage |
0.000 |
5.500% |
5.564% |
$5.68 |
|
| 7/1 Adjustable Rate Mortgage |
0.000 |
5.900% |
5.390% |
$5.93 |
|
| 10/1 Adjustable Rate Mortgage |
0.000 |
5.900% |
5.562% |
$5.93 |
|
| Adjustable Rate Non Conforming Loan: $417,000 to $1 million |
| 1/1 Adjustable Rate Mortgage |
0.000 |
5.500% |
5.749% |
$5.68 |
|
| 3/1 Adjustable Rate Mortgage |
0.000 |
6.240% |
6.262% |
$6.15 |
|
| 5/1 Adjustable Rate Mortgage |
0.000 |
6.250% |
5.963% |
$6.16 |
|
| 7/1 Adjustable Rate Mortgage |
0.000 |
6.900% |
6.370% |
$6.59 |
|
| 10/1 Adjustable Rate Mortgage |
0.000 |
6.900% |
6.541% |
$6.59 |
|
