| Connecting you with life’s opportunities is what we are all about. That is why we offer a full range of personal financial products and services specifically designed to meet the needs of people who live in the communities we serve. Trust the professionals at Provident Bank to help you find a better way to manage your everyday finances today, or build a stronger future for tomorrow. To find the solution you are looking for, and the advice you need, visit your local branch. |
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We're ready to move when you are
- Full range of low-rate mortgages for new home purchases and refinances.
- Competitive rates and low closing costs.
- Extended and weekend branch hours makes it easy to apply. Local decision making and servicing makes the whole process simple.
For easier budgeting and added peace of mind
- Rate is fixed for the life of the loan, so you know exactly what your payment will be.
- Low rates and variety of terms available: 10-, 15-, 20- and 30 years.
Benefit from a lower - yet adjustable - initial rate
- Ideal if you prefer a lower initial interest rate, are less concerned about fluctuating interest rates, or believe you'll only live in your home for a short period of time.
- Rate is set for a specific period, then adjusts periodically after that.
- Periodic and lifetime caps limit how much interest rate may change.
A great way to pay off your loan faster
- Build equity - and pay off the mortgage - faster.
- Save thousands in interest costs - as much as 30%.
- Paid every 14 days, rather than once a month.
- Splits normal monthly payment into two smaller ones for easier budgeting.
Flexible terms and rates
- Available in amounts in excess of $359,650.
- Full range of terms at both fixed and adjustable rates.
Designed to meet specific needs
- No-income-verification and stated income programs may be best if you're self employed.
- Affordable Housing Programs and alternative credit programs also available for first-time homebuyers and those with less-than-perfect credit.
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